Terms and conditions
This ‘pension journey’ website is for general information only. Please make sure that you understand how it works and its limitations. By using this website you are agreeing to the terms and conditions set out below.

Important information
The information contained on this website summarises the current contribution levels and benefits only of Afterwork and the BPSP. If there is any conflict between this information and the formal documents (for example, the Trust Deed and Rules or contract) governing either Afterwork or the BPSP respectively, the formal documents take precedence. The information is also based on Barclays' understanding of current legislation, taxation and HMRC practice which may change without notice.

Barclays reserves the right to amend or discontinue pension schemes from time to time.

Getting advice
You are responsible for carrying out your own research before deciding whether or not to switch from Afterwork to the Barclays Pension Savings Plan, and your personal situation relating to the current Annual Allowance and Lifetime Allowance. If you’re not sure what to do or want specific advice about your own personal circumstances, you should talk to an impartial financial adviser. You can find one by visiting moneyadviceservice.org.uk/en/articles/choosing-a-financial-adviser

There are many issues to consider when deciding which pension plan is right for you; the pension journey website cannot take all of these into account and its intention is to provide the information you may need to help you make your own decision.

If you are over age 50, and thinking about accessing your retirement savings, you should access the free and impartial guidance from the government’s pension guidance service – ‘Pension Wise’ – available to help you understand your options in relation to your defined contribution retirement savings. Pension Wise guidance can be accessed online, by phone or face-to-face (through the Citizens Advice Bureau).

For more details about this service and to arrange an appointment, visit pensionwise.gov.uk, phone the call centre on 0800 138 3944 or visit your local Citizens Advice Bureau.

Responsibilities
Access to the website is provided to you by Barclays and is subject to the terms of use given above. The website is made available to you without any acceptance of responsibility by Barclays and all warranties are excluded to the extent permitted by law. In particular, no representation, warranty or undertaking, express or implied is or will be made or given by Barclays in relation to the accuracy or completeness of the information provided by the ‘pension journey’. No guarantee regarding the level of your total future retirement income is being given to you by Barclays.